Unlocking the Hispanic Market Podcast

Episode 30: Credit, Cash, and Crypto –How Hispanics Are Changing the Way America Pays

Unlocking Consulting™ & The Moonfish Group™

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How do U.S. Hispanics prefer to pay — and why does it matter for brands and businesses?

In this episode of Unlocking the Hispanic Market Podcast™, Jorge Mañón explores the unique payment behaviors of the Hispanic community. From the cultural comfort of cash and the widespread use of prepaid cards, to the rapid adoption of mobile wallets like Zelle and Venmo, and the growing curiosity around crypto, Hispanics are transforming how America moves money.

Discover why understanding these payment choices is essential for marketers, retailers, and financial institutions — and how respecting both tradition and innovation can help brands build trust, loyalty, and long-term success in the Hispanic market.

Sources & Research

  • Pew Research Center (2023) – Hispanic Trends in Technology & Finance
  • McKinsey & Company (2022) – The Economic State of Latinos in America
  • NielsenIQ (2022) – Hispanic Consumer Insights
  • CNBC (2023) – Latinos in the U.S. Are Leading Crypto Adoption
  • FDIC (2021) – How America Banks: Household Use of Banking and Financial Services
  • Mañón, Jorge (2023) – Unlocking the Hispanic Market: Untapped Opportunities for Business Growth

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